Author: "Dan Checkoway" <dan@...> Time: Thu Dec 9, 2004 7:25 pm PST Link
JT,
Sorry to bug you with yet another insurance question, but here goes.
I'm heading to Mexico next weekend in my RV-7, and I'm trying to make sure
all my ducks are in a row. I've heard CONTRADICTING things about insurance
in Mexico.
First of all, my U.S. based policy through NationAir with Phoenix *does*
cover Mexico. That is clear.
What is not clear is whether that will suffice as far as the Mexican
officials are concerned. I've been told that about 2 years ago, the law
changed -- where previously you were required to carry insurance from a
*Mexican* company, now it doesn't matter if the insurance company is
specifically Mexican, as long as you're covered in Mexico and have an
appropriate level of liability coverage.
The contradicition is that everything I've read (which may be dated) says
that you *do* need to have additional insurance from a Mexican insurance
company.
Baja Bush Pilots said that as long as my U.S. policy explicitly covers
Mexico, that I'd be fine. But then again -- they're the same people who are
selling Mexican insurance...which by the way apparently doesn't cover
experimentals (although from what else I've read and been told, Mexico
doesn't distinguish between homebuilt and production aircraft).
This is all very confusing, and while I feel confident that my policy WILL
cover me, what I'm most concerned about is satisfying the Mexican officials
who will be checking my paperwork. The last thing I want is for my plane to
be confiscated or something wacky like that just because I don't have the
appropriate coverage.
Do you happen to know the definitive answer as to whether I need insurance
from a Mexican insurance company? If so, can you recommend one?
And if anybody else on this list has been to Mexico recently in their
homebuilt, can you provide any insight?
I spent the money on the Baja Bush Pilots membership, and so far have been
extremely unhappy with the lack of specific information they provide
(including their expensive "Airports of Mexico" book, which has way less
detail than I was led to believe).
)_( Dan
RV-7 N714D
http://www.rvproject.com
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Author: "Dan Checkoway" <dan@...> Time: Thu Dec 9, 2004 7:25 pm PST Link
Oops...FYI, I screwed up JT's email address (jhelms@i1.net) so I resent the
message to him off-list.
)_( Dan
----- Original Message -----
From: "Dan Checkoway" <dan@rvproject.com>
To: <vansairforce@yahoogroups.com>
Cc: <jthelms@i1.net>
Sent: Thursday, December 09, 2004 7:01 PM
Subject: Insurance in Mexico
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Author: jhelms@... Time: Fri Dec 10, 2004 10:14 am PST Link
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Thought I'd reply on list anyway, as I'm sure there are others in
the same... er... boat as it were, or is it plane? lol
No problem. Yes, I know the definetive answer. The requirement is
for you
to show proof of liability coverage (well below $1 Million US) that
covers
you in Mexico. Your Phoenix policy satisfies that, and I'd
recommend taking
the original policy or a copy with you.
Baja Bush pilots have for a long time continued to RECOMMEND that
you also
purchase a seperate liaiblity policy from a mexican insurer. There
reasoning is that you might go somewhere in mexico that isn't too
terribly
informed, they might follow the old rules, impound your plane,
arrest you
until it gets sorted out. That is definetely what you don't want.
However, it is really a moot point if the company Baja recommends
can't do
experimentals. The only other way that I know of to acquire that
coverage
is to purchase it at an FBO along the border (which most that can
arrange
the customs paperwork offer from what I understand.) I do not know
if they
differentiate between homebuilts and production planes. I'd
recommend
calling and asking.
I think you are likely good with just your policy from the US. Hope
that
clears that up a bit.
JT
--- In vansairforce@yahoogroups.com, "Dan Checkoway" <dan@r...>
wrote:
>
> JT,
>
> Sorry to bug you with yet another insurance question, but here
goes.
>
> I'm heading to Mexico next weekend in my RV-7, and I'm trying to
make sure
> all my ducks are in a row. I've heard CONTRADICTING things about
insurance
> in Mexico.
>
> First of all, my U.S. based policy through NationAir with Phoenix
*does*
> cover Mexico. That is clear.
>
> What is not clear is whether that will suffice as far as the
Mexican
> officials are concerned. I've been told that about 2 years ago,
the law
> changed -- where previously you were required to carry insurance
from a
> *Mexican* company, now it doesn't matter if the insurance company
is
> specifically Mexican, as long as you're covered in Mexico and have
an
> appropriate level of liability coverage.
>
> The contradicition is that everything I've read (which may be
dated) says
> that you *do* need to have additional insurance from a Mexican
insurance
> company.
>
> Baja Bush Pilots said that as long as my U.S. policy explicitly
covers
> Mexico, that I'd be fine. But then again -- they're the same
people who are
> selling Mexican insurance...which by the way apparently doesn't
cover
> experimentals (although from what else I've read and been told,
Mexico
> doesn't distinguish between homebuilt and production aircraft).
>
> This is all very confusing, and while I feel confident that my
policy WILL
> cover me, what I'm most concerned about is satisfying the Mexican
officials
> who will be checking my paperwork. The last thing I want is for
my plane to
> be confiscated or something wacky like that just because I don't
have the
> appropriate coverage.
>
> Do you happen to know the definitive answer as to whether I need
insurance
> from a Mexican insurance company? If so, can you recommend one?
>
> And if anybody else on this list has been to Mexico recently in
their
> homebuilt, can you provide any insight?
>
> I spent the money on the Baja Bush Pilots membership, and so far
have been
> extremely unhappy with the lack of specific information they
provide
> (including their expensive "Airports of Mexico" book, which has
way less
> detail than I was led to believe).
>
> )_( Dan
> RV-7 N714D
> http://www.rvproject.com
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