Author: "Jerry Calvert" <rv6@...> Time: Sun Dec 12, 2004 1:30 am PST Link
The data in last post lost the formatting. Here it is again.
RV Model Accidents Fatality Involved Percent
of total accidents %
3 5 0
4.10%
4 30 8
24.59%
6 28 4
22.95%
6a 39 12
31.97%
7 0 0
0%
7a 2 1
1.64 %
8 9 3
7.38%
8a 4 1
3.28%
9 0 0
0%
9a 5 0
4.10%
total 122 29
Tri gear 49 14
Tail wheel 71 15
Jerry Calvert
RV6 N296JC
----- Original Message -----
From: "Jerry Calvert" <rv6@cox.net>
To: <vansairforce@yahoogroups.com>; <rv-list@matronics.com>
Sent: Saturday, December 11, 2004 8:15 PM
Subject: RV-List: Re: [VAF Mailing List] Insurance
> --> RV-List message posted by: "Jerry Calvert" <rv6@cox.net>
>
> Good post Bryan. Here are some figures on RV accidents since 1/1/99.
It's easy to see that there is considerable opportunity for numerous
payouts.
>
> RV acidents from 1/1/99 to present
>
> RV Model Accidents Fatality involved Fatality %
> 3 5 0 4.10%
> 4 30 8 24.59%
> 6 28 4 22.95%
> 6a 39 12 31.97%
> 7 0 0 0.00%
> 7a 2 1 1.64%
> 8 9 3 7.38%
> 8a 4 1 3.28%
> 9 0 0 0.00%
> 9a 5 0 4.10%
> 122 29
> Tri-gear 49 14
> Tail Wheel 71 15
> Jerry Calvert
> RV6 N296JC
> Edmond Ok
> ----- Original Message -----
> From: ninerriveteer
> To: vansairforce@yahoogroups.com
> Sent: Saturday, December 11, 2004 11:15 AM
> Subject: [VAF Mailing List] Insurance
> Good morning all,
>
> Just sitting here thinking about the insurance topic and started
> hitting a few keys on the calculator. According to Vans site there
> are 3966 completed RV's. I don't know what the rest of you are
> paying for your insurance, but mine is 1800 per year including hull.
> That is for a low time pilot in a nosewheel RV.
>
> If all 3966 of us used the same company at the same rate that I pay
> it comes out to 7,138,800.00 per year for the insurance company.
> With property values so high in the nation now, and medical expenses
> skyrocketing it doesn't seem like that much money for a company to
> expose itself to so much risk. My wifes uncle and son were killed in
> an aircraft accident in 1996 over National Forest were there was no
> property damage, just the cleanup of the site and the payout to the
> wife. This single accident would have taken about a third of the
> moneys collected by the example I gave above. I know rates are high
> and it is an awful feeling to write the check, but it is really
> pretty amazing that anybody underwrites this product for us.
>
> Sixteen years ago I watched from the back window of the avionics shop
> I worked at as a man changed his vacumn pump during a rain, a very
> hard rain. Afterwards he did a runup in his tiedown and installed
> his cowl. The next day he took off from the airport which is highly
> contested by the local community and now has a mall on the approach
> and houses on the departure end. On board was his friend, and their
> two girlfriends heading off for lunch. Without having a wrench that
> would reach those nuts that are so difficult on the pump he just left
> two of them loose in trade for not getting such a good soaking. On
> climbout all his oil was evacuated and he made a terrible emergency
> landing on a house full of Foster Children. Nobody was hurt in the
> house, but the two women on board were killed, and his friend later
> died in the hospital. The pilot spent the next couple of years being
> treated for the burns he sustained in the crash. I don't know what
> the payout was to the families of what I call his victims, but I
> talked to the Attorneys at Piper about the settlement that he
> received. He received two million because his 1969 Lycoming IO360
> that was past TBO had a pourous cast on the inside of the case!
> Apparently it was demonstrated that his own illegal maintenance
> caused the malfunction, but according to the lawyers once a
> disfigured person is paraded in front of a jury the payouts are high
> and are not always decided on the facts. Human emotion provides
> large payouts and the insurance companies have to cover them.
>
> I have friend that had shoulder harnesses installed on his 40 year
> old plane that was sold originally with only lap belts. His partner
> flew three doctors to Mexico on a flying doctors trip were he buzzed
> a village and hit the only tree in the area. My friend was sued
> because the shoulder harnesses failed during a high speed contact
> with a tree.
>
> The stories go on and on. I'm sure you all have stories like these.
> We need to fly safely, and to stop having the accidents that are
> preventable. Weather and fuel are issues that we can make a real
> impact on as a group. I have an RV-9A, one of about 115 flying to
> date, but I haven't checked the actual numbers recently. Of this
> small number I know of 4 that have been totaled. One of these was
> weather related, and the rest were fuel. Folks, this is the docile
> airplane on the Van's offering, the trainer is what I seem to hear
> the most, but the accident rate seems very high. I worry about
> getting insurance at all in the future based on the high percentage
> of aiplanes wrecked.
>
> Mr. Helms, if you are still monitoring this group? When I was
> seeking quotes from various sources about three years ago to inquire
> about engines choices and coverage I was told that a non aircraft
> engine complete firewall forward package was insurable, but if one
> company quit offering it a real problem could arise for those opting
> for this power source. I was scared back into the Lycoming arena by
> the prospect of this happening. Just curious if our friends that
> have chosen the other way are in danger of not being able to obtain
> insurance in the future. There a probably many on the group deciding
> on power plants at this time whose minds could be set at ease with
> their choice if coverage will not be a problem. Also, I'm curious if
> rates are set by airframe designation, or if the engine choice
> factors into the rates. Put one way, will auto conversions cause the
> rates to go up for everybody if the accident rate shows to be higher
> than with the recommended engine? Put another way, (One that happens
> to be the current truth), since RV-9A accidents with Lycomings are
> 3:1 over auto conversions will the folks with the conversions get a
> better rate?
>
> Regards,
> Bryan
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