Author: luckymacy@... Time: Mon Dec 13, 2004 3:28 pm PST Link
I called and talked to Shannon today at USAA.
I got $50K builders insurance which includes anything up to starting the engine. I'll haggle that or change it when the time comes but it does include the move as long as I move it and not professionals, strangely enough, and at the airport while hangaring it. I am paying $500. I think $60K was $541. Liability was like another $250. Didn't seem worth it so I didn't get it though it might be required when moved to the airport per airport rules..
There's a $200 deductable and it's through USAIG (NOT AIG).
Then I threw out a hypothetical worst case number for full flight RV 8 tailwheel coverage thinking it can only get better from here: I forgot my notes at work but I think that asked if I had 200 hours overall, 40 hours tailwheel, and 5 hours dual in an RV with a CFI what would it would cost. About $2000 through AIG (not USAIG) with the 5% AOPA discount was the answer. That was for $1M each person liability, $70K to $80K Hull, and some other stuff I can't remember. But it's better than the $2700 or whatever figure I thought I read on this list.
Lucky
-------------- Original message --------------
> --> RV-List message posted by: "JT Helms"
>
> USAA is a broker just like NationAir, Falcon, and anyone else whom you'd
> talk to about aviation insurance (except AVEMCO the direct writer).
>
> JT (former Army officer and USAA member)
> ----- Original Message -----
> From: "lucky"
> To: "RV-List" ; "RV yahoo"
>
> Subject: RV-List: Aircraft Insurance: USAA
> > --> RV-List message posted by: luckymacy@comcast.net (lucky)
> >
> > Just an FYI for USAA insurance members (ie, qualified current &
> ex-military members). I was on their web site this morning and saw they do
> provide Aviation service. Their minute blurb is copied below. They probably
> don't do the underwriting but it's at least worth looking into if you
> haven't already. If their airplane insurance is anything like their car
> insurance it probably can't be beat now that Phoenix is out. Since just
> about every military officer is a usaa member, they surely have dealt with a
> LOT of pilots and pilot questions/demands. I'll call Monday myself and let
> you know what I find out.
> >
> > If anyone's already insured by them on the list, would you mind sharing
> what you know?
> > Thanks,
> > Lucky
> >
> > USA Toll-Free 1-800-343-1547
> > Monday - Friday, 7:30 a.m. - 6 p.m. CT
> > Aviation Insurance
> > The Sky's the Limit
> > >From coverages for hull damage and liability to medical payments, the
> USAA General Agency can provide competitive quotes, personalized attention,
> and a highly trained staff of professionals. We understand your needs as a
> pilot. Contact Us.
> >
> > Before purchasing aviation insurance, it is important to look at some of
> the contract coverages that are not always so obvious. Besides comparing
> hull and liability coverage and premium, these are some questions to ask
> when you shop for coverage:
> > Can other pilots fly my aircraft? If so, what are the requirements?
> > How much expense reimbursement will the policy allow for other pilots
> flying the aircraft?
> > Does the policy provide coverage for the use of a non-owned aircraft?
> > Does this company provide legal representation if I'm sued?
> > What rating has A.M. Best assigned to this insurance company?
> > Is there premises liability coverage for the hangar or tie-down space?
> >
> > Just an FYI for USAA insurance members (ie, qualified current ex-military
> members). I was on their web site this morning and saw they do
> provideAviation service. Their minute blurb is copied below. They probably
> don't do the underwriting but it's at least worth looking into if you
> haven't already. If their airplane insurance is anything like their car
> insurance it probably can't be beat now that Phoenix is out. Since just
> about every military officer is a usaa member, they surely have dealt with a
> LOT of pilots and pilot questions/demands. I'll call Monday myself and let
> you know what I find out.
> >
> > If anyone's already insured by them on the list, would you mind sharing
> what you know?
> > Thanks,
> > Lucky
> > USA
> >
> > Toll-Free
> >
> > 1-800-343-1547
> > Monday - Friday, 7:30 a.m. - 6 p.m. CT
> method=post>
> >
Aviation Insurance
> > The Sky's the LimitFrom coverages for hull damage and liability to medical
> payments, the USAA General Agency can provide competitive quotes,
> personalized attention, and a highly trained staff of professionals. We
> understand your needs as a pilot. Contact Us.
> >
> > Before purchasing aviation insurance, it is important to look at some of
> the contract coverages that are not always so obvious. Besides comparing
> hull and liability coverage and premium, these are some questions to ask
> when you shop for coverage:
> > Can other pilots fly my aircraft? If so, what are the requirements?
> > How much expense reimbursement will the policy allow for other pilots
> flying the aircraft?
> > Does the policy provide coverage for the use of a non-owned aircraft?
> > Does this company provide legal representation if I'm sued?
> > What rating has A.M. Best assigned to this insurance company?
> > Is there premises liability coverage for the hangar or tie-down space?
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